General Insurance

SALAMA is leading provider of Sharia compliant General Insurance Products with a portfolio of more than 25 General products.

Property All Risks
Property All Risks
SALAMA Property All Risks Policy provides very wider coverage on open perils basis. This form covers all the causes of loss not specifically excluded and can be extended to include dozens of extensions like Burglary, LOP, Debris Removal, Tenant Liability, etc.
Fire and Allied Perils
Fire and Allied Perils
Our Standard Fire & Allied Perils policy covers insurable property on named perils basis and can extended to include various additional extensions like Burglary, LOP, Debris Removal, Tenant Liability etc.
Engineering
Engineering
In Engineering Insurance Bouquet SALAMA offers Contractor’s All Risks, Erection All Risk, Contractors Plant & Machinery, Machinery Breakdown and Electronic Equipment to serve the insurance needs of construction industry and to insure Engineering risks comprehensively
Marine Cargo & Inland Transit Insurance
Marine Cargo & Inland Transit Insurance
SALAMA Marine Insurance covers the loss or damage to your goods while in transit. We offer Marine Cargo & Inland Transit Insurance in two plans: Open Perils and Named Perils. Cargo can be insured for a single shipment or multiple shipments over a specific time frame.
D&O
D&O
SALAMA D&O policy provides financial protection for Directors, officers and managers against the consequences of actual or alleged “wrongful acts” when acting in the scope of their managerial duties including compensation for defense costs and financial losses in the course of investigations by regulators or criminal prosecutors.
Workers' Comp.
Workers' Compensation
SALAMA WC & Empoyer’s Liability provide insurance cover for workplace accidents and diseases including emphysema or repetitive motion, Injury inflicted at work-site, Medical treatment, Lost wages, Death, Liability insurance for the company for lawsuits filed by injured employees.
Electronic Equip.
Electronic Equipment
• Salama Electronic Equipment Form covers all sudden and unforeseen physical losses. Exclusions include individual pieces of equipment or computer and data processing equipment.
Machinery BD.
Machinery Breakdown
SALAMA Machinery Breakdown Form covers various types of machinery, plant and equipment, both electrical and mechanical against unforeseen or sudden physical damage and can be extended to include cover for Business Interruption following Machinery Breakdown.
Personal Accident
Personal Accident
SALAMA Personal Accident Policy provides compensation in the event of death or disablement of an individual due to accidental injury, happening anywhere in the world including cover for permanent or temporary disability, repatriation of Mortal Remains and Weekly Benefits
CGL
Commercial General Liability
SALAMA CGL form provides coverage under two sections:
1. Public Liability
2. Product Liability Covering legal liability of the insured for damages in respect of accidental death, bodily injury or loss of or damage to property including legal costs and expenses incurred by the Insured.
CPM
Contractors' Plant and Machinery
SALAMA Contractor’s Plant & Equipment Form provides coverage for the insured plant and machinery against sudden and unforeseen physical damage by any cause not specifically excluded and can be extended to include removal of debris, custom duty, express freight, air freight etc.
Guarantee
Guarantee
over the loss of money or property sustained as a direct result of acts of fraud, theft or dishonesty by an employee in the course of employment.
Marine Hull
Marine Hull
SALAMA Hull and Machinery Insurance covers insured vessels against physical damage caused by perils of the sea and other covered perils while the vessel is in transit over water &/or anchored at seaports, harbors etc. .
Money
Money
SALAMA Money Insurance Covers "Money" (includes cash, bank drafts, currency notes, treasury totes, cheques, postal orders and current postage stamps ) carried by the Insured or the authorized employees / messengers while in transit.
Motor Trade
Motor Trade
We cover full or part time traders involved in buying and selling, vehicle repairs and servicing, MOTs, valeting, windscreen repairs, collections and delivery & breakdown recovery.
Pro. Indemnity
Professional Indemnity
SALAMA Professional indemnity insurance covers the liability of individual professionals and organizations involved in providing services based extensively on personal knowledge and skills protecting businesses against claims for losses sustained by clients or a third parties arising from professional mistakes &/or negligence.
General Insurance Advantages